"Money circle"


After I wrote the article, Flying First Class, I was inspired to start journalling about my wealth journey.  And what better place to do that than WE Magazine for Women, the magazine by, for and about ordinary women leading extraordinary lives.  In reality, most women I meet on this journey are anything but ordinary…

Back to my 120 day plan.

This is the plan Loral and her team introduced us to at the BIG TABLE.  The Plan that would change our finances and our lives.  I am sharing MY 120 Plan with you because EVERY reader can benefit from some or all of the principles and strategies that come with creating your own 120 Plan.

Just what is a 120 Plan? It is a wealth action plan that, if followed can lead to your FINANCIAL FREEDOM Day (more on that in another post).

Day One is the day  I wrote the post Flying First class, the day I set my intention. This is my DAY TWO. The day I share my goals and aspirations with you.  In the 120 Day Plan our goal was to write down 5 goals we plan to accomplish over the next 120 Days before our next BIG TABLE workshop (in October).  By writing my goals down and sharing them with you, I am much more likely to achieve them.

Mark Nichols facilitated the 120 Plan Goals and coached us on how to set our goals. In leadership we learn that goals should be S.M.A.R.T. Specific. Measurable. Attainable.  Realistic.  And Timely.  The more specific a goal is the more likely it is to be achieved. So instead of saying I want to double my earnings, saying I want to make $5,000 a month helps to get my minds to start figuring out what it is I need to do to achieve that goal. By being specific we are more able to measure our success. For instance if we only achieved $4,000 a month we know there is a shortfall of $1,000. To be successful with goal setting the goal should be attainable and Realistic. If you are making $500 a month and say you set a goal to make $5 million in 3 months, while that may be attainable, it may not be realistic especially if you have never made that much before. And of course a goal needs to have a deadline. When do you want to start earning $5,000 a month? By knowing this you can begin to work backwards to see what you need to do at the 90 day, 60 day and 30 day mark to achieve your goals.

Listed Below are the 5 goals I intend to accomplish over the next 120 days. Some of these goals will be worked on simultaneously and some will be done as others are accomplished. That is pretty much the normal way of goal setting. It is like building a home. You have to first set the foundation, then add the walls, the plumbing and electric are done in conjunction with the foundation and the roof is raised last.

Heidi’s 120 Day Wealth Action Plan:

1. Increase net income by $3,500 per month

2.  Focus on my Cash Machine

3. Pay off my bad debt

4. Build My Team

5. Start My Wealth Account

Over the next 120 days I will explain what each of these goals mean to me, the steps I need to take to accomplish them and share what I do each day to achieve these goals.  It is my hope that in some way they will help you to also set and achieve your own wealth goals (or whatever goals you have in mind).  Hey, if I can do it, so can you!

Should you have any questions about the 120 Wealth Action Plan, if you want to share your goals or just need to test ideas, feel free to leave a comment below.  Consider us a big mastermind. Between me and our readers, you too can achieve the goals you set for yourself!

To your success… and then some,


PS: You can learn more and join the Live Out Loud Community (for free).

pss. You should know that if you join the Live Out Loud Community and buy something, I will make a commission.  I believe in this process and would recommend it regardless of any compensation. In case you do make a purchase, I just want to say thank you for helping me to passively achieve my wealth plan goals!