Today almost everyone has a credit card. In fact, most people don’t ‘leave home’ without it. It is convenient and you don’t have to carry a lot of (or any) cash when you go shopping. And if cash is your first choice, credit cards can still be a convenient tool […]
Often times, the family budget is a source of conflict. Most of the time, the major earner makes the final financial decision, which isn’t always a welcome deal for the rest. Since money is such an intrinsic part of family life, families need to achieve accord in this aspect. There […]
For some, the idea of a budget is often a blur. It is frustrating to see how hard it is to do a budget and realizing that with one wrong purchase, you can actually ruin the entire thing. And this has been a perennial headache for most homemakers. It is […]
Parents mostly complain that teenagers do not listen to them. When it comes to advice regarding ‘money matters’ the opposite is true. Teens actually welcome their parent’s input about their finances. In the past few years, teenagers have earned billions of dollars with part-time and summer jobs. Some have spent […]
Typically, people start preparing seriously for their retirement once they reach their 40s. If you wait that long, though, financing your whole retirement will take some hefty saving. Starting your savings as early as your 20s makes a real difference. By starting in your 20s, you can put away smaller […]
Answer these questions truthfully: 1.) Does your spouse or partner complain that you spend too much money? 2.) Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had? 3.) Do you have more shoes and clothes in your […]
