The debt snowball method is one of the most effective methods for paying off personal debt, period. Instead of taking a purely logical approach, the debt snowball approach actually makes the whole process of paying off debts much more psychologically easy and satisfying. Here’s how the debt snowball works. An […]
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Debt is a way of life for many Americans. We owe money on our homes, our cars, our possessions (from furniture to clothes), and our education. Many Americans are so mired in debt they aren’t even sure just how much they owe and to whom — even worse they sometimes […]
Going to a debt consolidation agency should be avoided if at all possible. Millions of people all around the world who were in debt manage to climb out of debt – without the help of such agencies. Here are some techniques you can and should try before resorting to debt […]
When is it time to stop trying to pay off your debts all on your own and instead to seek professional help? There’s so much stigma around seeking help with your debt that it can be hard to know when that time has come. Here are three signs that it […]