Wealth & Prosperity

9 Christmas Gift Exchange Ideas to Trim Your Holiday Spending
Money Saving Tips / Wealth & Prosperity

9 Christmas Gift Exchange Ideas to Trim Your Holiday Spending

Here are a few alternative Christmas gift exchange ideas for you to create a fun experience while keeping your holiday spending in check. Pick a secret Santa. This game is a classic, but by only giving one gift to a family member, you can focus more on the gift-giving experience […]

10 Tips To Improve Your Personal Budgeting
Budgeting / Debt Reduction / Financial Planning / Money Saving Tips

10 Tips To Improve Your Personal Budgeting

$Clip coupons. This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line. $Buy in bulk. If your favorite products are on sale, buying in bulk may cost you more at […]

Considering Debt Consolidation? Know the Facts
Debt Reduction / Financial Planning / Wealth & Prosperity

Considering Debt Consolidation? Know the Facts

If you’re flooded in debt, one option that you may have heard about is debt consolidation. There are many pros and cons to using a debt consolidation program. Keep in mind that in order to qualify, you generally need at least $7,500 in unsecured debt. Here’s how debt consolidation works. […]

Create a Passive Income Stream
Financial Planning / Retirement Planning

Create a Passive Income Stream

There is a huge difference between passive and non-passive income. With non-passive income, the second you stop working, the money stops coming in. With passive, you can do whatever you want and the money keeps on coming. Most people have the “job mentality.” In other words, they believe you always […]